#USNationalDebt đ Context & Trends
The debt has crossed the **$36âŻtrillion mark **, with projections reaching $37âŻtrillion soonâlikely in mid to late 2025âdriven by persistently large deficits and rising interest expenses .
Interest payments now exceed **$1âŻtrillion annually **, surpassing spending on defense and approaching social programs' levels .
The debt-to-GDP ratio is above 120âŻpercent, raising concerns among economists and global investorsâTaiwan's central bank, for example, warns of long-term risks for Treasury market stability .
---
đ Why This Matters
Deficit & servicing costs: High interest rates mean that almost a trillion dollars per year go just to cover past borrowing.
Fiscal flexibility: With over 30% of outstanding debt (around $11âŻtrillion) needing to be refinanced within a year, the governmentâs exposure to interest rate fluctuations grows .
Global confidence: Credit-rating agencies (like Moodyâs) are beginning to downgrade U.S. ratings, signaling concern over long-term fiscal sustainability .