👉 If you don't have a Budget, it's easy to overspend. Create a budget to help track your spending, set limits, and prioritize saving.👍
👉 If you spend more than you earn, this will lead to debt and stress. Aim to live within your income and save whenever it's possible. 👍
👉 If you don't put money aside for emergencies, this can lead to debt when unexpected expenses come up. Try to save 3 to 6 months' worth of expenses as a safety net. 👍
👉 If you rely heavily on credit cards, this can lead to high-interest debt. Use your credit cards responsibly and pay off the balances each month to avoid interest charges. 👍
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