The American national debt currently exceeds $36.2 trillion, equivalent to 122% of GDP. This massive increase is due to the expansion of government spending, wars, and stimulus plans following the COVID-19 pandemic. More than $9 trillion of the debt will be due by 2025, putting significant pressure on the budget and the bond market. Interest payments alone have reached about $579 billion, surpassing the budgets of some ministries. This situation raises concerns among investors and markets, especially with the possibilities of interest rate hikes or a credit rating downgrade, which increases the cost of American borrowing in the future.