The Modern Investor, a popular voice in the cryptocurrency space, has argued that XRP’s price, hovering around $2.16, is a clear indication that the crypto market is still in its early stages.

He made this statement in a recent video, where he compared XRP’s present value to Bitcoin’s current price of just over $104,000, emphasizing that both assets are still far below where many believe they are ultimately headed.

According to him, the absence of a $100 XRP or a multi-million-dollar Bitcoin reinforces the idea that digital assets have significant ground left to cover. This view is not based on short-term trends but on long-term expectations shaped by earlier forecasts and multi-cycle price growth projections.

Rather than dismiss the idea of XRP reaching $100, The Modern Investor acknowledged its potential, even if the timeline remains uncertain. He referred to past predictions that estimated such growth might occur over several market cycles. While those forecasts were speculative, he argued they were not implausible.

He noted that many retail participants often misunderstand the value of long-term strategy in crypto. Price appreciation does not usually occur overnight, but those who invest early and remain consistent have historically been rewarded. His message was intended to refocus investor attention on patience and steady accumulation.

A major point in his discussion centered on the growing difficulty of acquiring large quantities of XRP. He cited an often-mentioned target of holding 10,000 XRP, a benchmark introduced by analyst Edoardo Farina. Currently, this amount would require an investment of over $21,000.

Both The Modern Investor and Farina agree that while this target was once accessible, it has become increasingly out of reach for most people. The original intention may have been to encourage early participation, but the numbers today no longer reflect a typical investor’s capacity. According to Farina, acquiring such a position may soon become impossible for nearly all retail participants.

Despite rising costs, The Modern Investor believes the market still offers opportunity. He mentioned that many of his viewers began accumulating digital assets in small amounts several years ago and are now well-positioned, even if they never reached the 10,000 XRP mark.

He also pointed to recent data showing that holding just over 11,000 XRP puts investors in the top 4% globally, showing how even modest portfolios can lead to significant standing in the ecosystem through regular market growth and passive income strategies like staking.#USNationalDebt #MarketPullback #PowellVsTrump #SwingTradingStrategy #XSuperApp