The US national debt exceeds $34.7 trillion, raising concerns among economists and investors. The increase in debt is due to ongoing budget deficits, rising debt servicing costs, and funding for social programs. The Federal Reserve's rates remain high, which only adds to the burden. Discussions in Congress regarding the debt ceiling continue, but there are currently no structural solutions. An increase in debt may pressure the dollar, provoke inflation, and change investor interest in government bonds. In the long term, this issue affects the stability of the US financial system and confidence in the American economy.