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Elon Musk’s X is transforming into an all-in-one super app, integrating payments, investments, and trading alongside its social media features. Reports suggest debit and credit card functionality will launch this year, positioning X as a potential rival to financial platforms like PayPal (which Musk co-founded).

The move signals Musk’s ambition to dominate digital finance, but questions remain—particularly around cryptocurrency integration.

While X has secured money transmitter licenses in several U.S. states, its crypto plans are