#XSuperApp X as a financial superservice: prospects and challenges**

The social platform X (formerly Twitter) under Elon Musk's leadership is actively moving towards the status of a "super app," adding financial features. In the near future, users will be able not only to communicate but also to make payments, invest in stocks, and trade. A debit card release has been announced, which will enhance the integration of financial services.

**Support for cryptocurrency**

Given Musk's interest in digital assets (e.g., Dogecoin), there is a high likelihood of integrating cryptocurrency operations. This could attract millions of crypto enthusiasts but will require clear regulation.

**Competition with existing platforms**

To compete with PayPal, Robinhood, or Revolut, X needs to offer:

- Zero or low fees.

- User-friendly interface with social features (e.g., joint investments).

- High level of security.