$BTC XSuperApp X, formerly known as Twitter, is developing a "super app" with integrated financial services, potentially including payments, shopping and investments, inspired by WeChat's model. Here's what we know so far ¹ ²:

- *Key Features:*

- *Financial Services*: X aims to offer peer-to-peer payments, investment tools and credit cards within its platform.

- *Visa Partnership*: X has partnered with Visa to enable wallet services and payment infrastructure.

- *AI Integration*: X's AI subsidiary, xAI, will incorporate its chatbot, Grok, into financial workflows for tasks like personalized investment advice and fraud detection.

- *Regulatory Challenges:*

- X needs to secure money transmitter licenses in every US state to operate as a financial entity.

- The company must comply with the EU's Digital Services Act (DSA) and navigate content moderation and data practices scrutiny.

- *Potential for Crypto:*

- Although CEO Linda Yaccarino didn't explicitly mention crypto, Elon Musk's strong ties to cryptocurrency and his vision for an