DeFi 2.0: The Innovative Direction of Next-Generation Decentralized Finance
DeFi is evolving: 🔹 Yield optimization (such as Pendle's interest rate derivatives) 🔹 Risk management (Gauntlet's dynamic parameter adjustment) 🔹 Modular architecture (Cosmos application chain customized DeFi) 🔹 RWA integration (MakerDAO investing in US treasury bonds) The core challenges remain security (with losses exceeding $1 billion from DeFi hacks in 2023) and regulatory compliance.