Ripple (XRP) price hovers below $2.23, affected by regulatory pressure, leading to diminished investor interest. In contrast, the price of the new cryptocurrency Mutuum Finance (MUTM), which is below $0.03, has attracted considerable attention from investors due to its DeFi-driven model and low entry barriers. The fifth phase of Mutuum Finance's presale has successfully launched, drawing in over 12,200 early investors and raising over $10.8 million. The project employs a non-custodial dual lending model (P2C and P2P), granting users complete control over their assets and providing a flexible, secure decentralized lending experience. Additionally, Mutuum Finance will launch an Ethereum-backed stablecoin, audited by CertiK, aimed at providing a stable store of value and medium of exchange. The current price is $0.03, with an expected listing price of $0.06, allowing investors to potentially achieve 100% returns in the short term, with long-term potential reaching 45 times. The project is becoming one of the most promising DeFi projects for 2025.