Scammed by a Fake Refund Request — Lost $450 USDC in a Real Trap 😞💸

I didn’t want to share this at first… but if it keeps even one trader safe, it’s worth it.

🗓️ Here’s What Happened:

I was selling $450 USDC through Binance P2P. A buyer placed the order and messaged me directly through Binance chat.

He seemed polite, respectful, and acted like a regular trader.

After a few minutes, he said:

“I accidentally sent you double — $900 instead of $450. Please return the extra $450 once it lands.”

And just like that, I received a real bank deposit of $900.

I panicked. I didn’t want my account flagged for receiving extra funds.

So I sent $450 back to the bank account he gave me — thinking I was just doing the right thing.

But the twist?

The $900 wasn’t from him.

It was sent from a stolen or hacked bank account.

⏳ Two days later, my bank reversed the transfer after a fraud investigation.

The $900 disappeared from my account.

But the $450 I sent him?

Gone forever. No way to recover.

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💔 Where I Went Wrong:

❌ I trusted his story too quickly

❌ I didn’t confirm who the funds were actually from

❌ I rushed to “fix” the situation instead of checking with my bank

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🚨 Here’s How to Stay Safe from This Type of Scam:

1️⃣ Never refund “extra money” unless you 100% confirm it came from the buyer

2️⃣ Always wait and check with your bank’s fraud department before acting

3️⃣ Keep your communication strictly on Binance — and don’t let emotions rush your decision

4️⃣ Remember: Real buyers don’t create confusion or involve outside issues

I thought I was helping.

Instead, I walked right into a scam.

💬 Slow down. Ask questions. Check everything twice.

Have you seen a similar trick? Share your story so others can avoid this mistake. We’ve got to protect each other in this space. 🙏

#Cryptoscam #P2PSafetyTips #BinanceP2P #USDC #CryptoTips #ScamAwareness #CryptoSecurity #StaySafe #RefundScam