USDC consolidates as the leading regulated stablecoin, with rapid multichain expansion (over 16 blockchains) and global reach (~ USD 60 billion in circulation). Its growth, driven by activities in DeFi and remittances, has been approximately 80% compared to 2023, with a 119% increase in daily transactions on circle.com. The recent approval in the Senate of the GENIUS Act reinforces its institutional position, requiring audited liquid reserves and increasing trust from the financial sector. Additionally, it integrates with traditional systems (Visa, Latin American banks, Coinbase), expanding use cases in payments, payroll, and commerce. The regulatory environment and diversification challenge USDT's dominance.
