$USDC

USDC (USD Coin) and USDT (Tether) are both stablecoins pegged to the U.S. dollar, but they differ in transparency and trust. USDC is issued by Circle, with regular audits and full backing by cash and U.S. treasuries, making it more transparent and regulated. USDT, issued by Tether, is the most widely used stablecoin with greater liquidity, but it has faced criticism over its reserve transparency. While USDT dominates trading volume, USDC is often preferred for safety and compliance. In short, USDC = safer and regulated, USDT = widely used and more liquid. Choice depends on purpose and risk preference.

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