$USDC are digital tokens that represent traditional company shares, living on a blockchain. They function as a crypto version of stocks, backed by real, custodied titles.

Their advantages include greater global accessibility, the ability to purchase fractional shares, and potential liquidity 24/7 thanks to the blockchain.

However, they face significant risks: uncertain regulation, dependence on the custodian, crypto market volatility, and complexity for the average investor. They still operate in a gray area.

They are a promising innovation that merges traditional finance with the digital world. Always research and be prudent!