Powell keeping interest rates unchanged is a good thing or a bad thing for the market???

You have to realise that when interest rates are lowered, people can take out loans and invest in cryptos and other things, but when interest rates are between 4.25% and 4.5%, we can expect people to remain on their guard for the time being, and what's more, with tensions in the Middle East, which could also affect the economy, people will not be taking the risk of taking out loans.$USDC