#GENIUSActPass

The U.S. Senate just passed the GENIUS Act (“Guiding and Establishing National Innovation for U.S. Stablecoins”) on June 18, 2025, with solid bipartisan backing (68‑30 Senate vote).

This landmark bill sets strict rules for stablecoins—requiring 1:1 backing with liquid assets, monthly disclosures, AML/KYC safeguards, audits for issuers over $50 billion, and priority treatment for holders in case of failure .

It’s expected to fuel U.S. stablecoin growth—potentially reaching $2 trillion–$3.7 trillion over the next decade.

Major industry names like Circle, Coinbase, Meta, Walmart, Visa, and Mastercard are already integrating stablecoin functionality.

Next steps: It moves to the House, then awaits presidential approval before becoming law.

Advices

✅ Understand this could stabilize and legitimize U.S. stablecoins (e.g., USDC).

✅ Big institutional adoption may continue—watch projects tied to Circle or Coinbase.

✅ Be cautious: even with safeguards, no presidential or tech‑giant restrictions yet.