🟩 1. Simple Earn (Flexible or Restricted) – Staking System:
✅ Similar to legitimate speculation:
This means you participate with your coins in a certain network or blockchain project (such as BNB, SOL, or ETH 2.0), and you earn returns from the network's operations.
📌 It is not considered a loan, but rather participation in the network in exchange for your role as a validator or liquidity supporter.
🧠 Opinion of many scholars:
Permissible as long as the project is clear, and there are no forbidden transactions in it.
🟥 2. Simple Earn – Lending System (Flexible or Locked Savings):
🚫 Similar to a loan with interest:
This means you give your coins to the platform, and it gives you a guaranteed percentage in return for holding them, whether the platform uses them or not.
📌 Here the legal suspicion arises, because the money is guaranteed with a fixed return = usury according to many fatwas.
📌 Advice:
✔ Always check the type of product: Is it Staking or Lending?
✔ Read the terms related to the currency and service.
✔ And consult with specialized scholars if you are unsure.
🕌 In conclusion:
As Muslims, we are keen on halal in our livelihood, and the Binance platform has many opportunities, some of which are permissible and some of which are questionable, and we must distinguish between them.