#GENIUSActPass The passage of the GENIUS Act by the U.S. Senate marks a pivotal shift toward legitimizing stablecoins as foundational infrastructure for modern finance. Its core utility lies in enabling faster, cheaper payments—potentially revolutionizing cross-border transactions and everyday settlements by bypassing traditional intermediaries like Visa or SWIFT, which currently involve delays and fees . For adoption, stablecoins could bridge gaps for the 1.4 billion unbanked individuals globally by providing dollar-denominated financial access via mobile phones .

Major firms like PayPal and Visa are already exploring issuance, signaling institutional confidence .