#GENIUSActPass Here is a comprehensive overview, organized as you requested:
1. 🧐 What is the #GENIUSActPass?
The hashtag refers to the **GENIUS Act** ("Guiding and Establishing National Innovation for U.S. Stablecoins Act"), which establishes a legislative framework for regulating stablecoins in the United States, particularly those backed by the U.S. dollar ([coindesk.com][1]).
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2. Latest news on the law
* On **June 17, 2025**, the U.S. Senate unanimously approved the law with a vote of 68 to 30 ([cryptoslate.com][2]).
* It is the first comprehensive legislation on stablecoins to be passed by the Senate.
* The law is now awaiting **House of Representatives vote**, which is expected to be discussed and voted on in the coming weeks.
* Key highlights of the law:
* Requires companies to hold cash reserves or treasury bonds equal to the fully circulating currency.
* Annual audits and transparency in holdings.
* Full compliance with anti-money laundering laws.
* Preference for stablecoin holders in bankruptcy cases.
* Parties such as the American Bankers Association (ABA) welcomed the legislation, considering it a "strict and necessary framework".
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## 3. Impact of the law on the sector
* **Enhancing trust and security**: Protects holders of currencies from insufficient reserves.
* **Wider international adoption**: Facilitates instant and international payments and enhances the status of the digital dollar.
* **New opportunities and conditions**: Paves the way for the participation of banks and tech companies.