Let's get straight to the point: on Binance, the main stablecoins available are $USDT (Tether), $USDC (USD Coin), and $FDUSD (First Digital USD).

Here is an objective comparison to help you decide which is the most reliable in times of market uncertainty:

🏆 The most reliable: $USDC

Why?

Superior transparency: 100% dollar-backed reserves and U.S. Treasury securities.

Regular audits and compliance with U.S. regulations.

Issued by Circle, a registered company intending to become a federal issuer in the U.S.

Lower history of controversies compared to USDT.

⚖️ Other options:

$USDT (Tether)

Higher liquidity and global acceptance.

But has a history of lack of transparency regarding reserves.

Resilient, but less reliable in extreme scenarios or under regulatory pressure.

$FDUSD (First Digital USD)

New stablecoin, pegged to the dollar, based in Hong Kong.

Gaining traction on Binance (including incentives and high liquidity).

But still lacks history and global institutional adoption.

🎯 Recommendation:

If your focus is security and stability in turbulent times → Use $USDC.

If you want maximum liquidity for quick trades, you can use $USDT, but with more attention to risk.