$USDC The most important difference between USDC and USDT is transparency. Tether (the issuer of USDT) has faced criticism in the past for a lack of detailed information about its reserves. Despite assurances that every USDT is backed by a dollar, there is a lack of audits by independent auditors.

On the other hand, USDC is the opposite. This coin undergoes regular audits, and reports are published every month. This means that if you want to be sure that your tokens are indeed backed by money—it's better to choose USDC.