🚨WHAT WILL THE GENIUS ACT DO???
👇👇👇
• ONLY banks + licensed issuers can launch stablecoins
• MUST be backed 1:1 with cash or Treasuries, no funny business
• NO reuse of collateral, rehypothecation is banned
• Clear redemption rules + monthly audits REQUIRED
• Can’t market stablecoins as legal tender or FDIC insured
• Federal license beats state license, but states can still participate if they meet the bar
• Licensed issuers can operate nationwide, "passporting" is approved
• Private keys + reserves must stay with regulated U.S. custodians
• Must freeze tokens on legal order, Treasury can block foreign coins
• Unlicensed stablecoin = $1M/day fines + 5 years in prison
STABLECOINS ARE GOING PRO.