Do not recklessly invest in real assets under low interest rates. Continuously declining interest rates mean a weakening market profit effect. At this time, making money is not easy, and do not easily part with your cash deposits. 'You only need to be rich once in your life! The rest of the time is about lying flat, resisting temptation, and preserving wealth. Do not blindly speculate, do not associate with foolishness!' Anyone with a bit of ambition in recent years has likely experienced the worth of this saying! Money earned by luck, if you continue to mess around, will mostly be lost through ability! It is important to have self-awareness; human greed knows no bounds! If you do not have the great aspiration to benefit all beings and only wish for small wealth and security, knowing when to take profits is the greatest wisdom. I have never heard of a wealthy person becoming poor because they chose to lie flat, but I have seen foolish people who, due to greedy mismanagement, ended up deeply in debt! Humanity's greatest lesson is that they never learn from the lessons of history; the only thing that can teach them a lesson is hitting the south wall! When young, if you hit the south wall, there is still a chance to rise again! Those who hit the south wall when old will mostly be unable to recover and will perish!