average credit card fees of ~2.5% on merchants doesn’t sound like much

until you realize it’s basically a tax on all consumer commerce in the US

compare with average state sales tax rate of ~7.5%, but money which actually benefits your state and local communities

we’ve conditioned ourselves to pay a tax to a few payment processor companies

and in the past, they did provide unique value to both business and consumers, but it legitimately seems this may no longer be the case with the advent of onchain commerce