No matter how much you make trading coins, if the money isn't secured, it's all equal to 0.
I, an 8-year veteran, once made profits tenfold during a bull market, but due to one withdrawal mistake, 200,000 was instantly frozen.
One night, I had just sold USDT and three bank cards had just received funds, the next day— all frozen!
A phrase from the police in a certain place in Anhui left me stunned:
"Virtual currency transactions are not protected by law. If you accept dirty money, you must compensate the victim to unfreeze your assets."
In the end, losing money was the only way out. Since then, I have never dared to mess around again, **and began to focus on mastering 'withdrawal safety'** as a survival skill.
Below are the withdrawal survival experiences I gained after spending hundreds of thousands on tuition👇
✅ The safest option: Withdraw using a Hong Kong bank card.
Stop using mainland bank cards recklessly; top players have long switched to the Hong Kong card channel!
💎 Three Major Advantages:
Completely bypass mainland risk control: transit through Hong Kong, entirely avoiding dirty money entanglements.
Connect to Binance's official instant exchange: HKD direct exchange, immediate arrival without intermediaries.
Probability of card freezing ≈ 0: Regulated by the Hong Kong Monetary Authority, legal and verifiable.
🔧 Account Opening Guide:
📍 Recommended Banks: OCBC Wing Hang / Dah Sing Bank
📄 Required Documents: Hong Kong and Macao Travel Permit + Address Proof (rental contract/utilities bill acceptable)
💰 Account Opening Threshold: Deposit 50,000 HKD.
💳 Withdrawal Process: Link exchange to Hong Kong card → Instant exchange → ATM withdrawal (daily limit 20,000 HKD).
Transaction fee: Approximately 100~300 HKD per transaction, much lower than the tens of thousands you might lose if your card is frozen!
🚨 Three 'Lifesaving Tricks' for Withdrawals in Mainland China:
① Iron Rule of Flow Review:
Merchants provide flow records from 3 days prior to exclude any recently deposited dirty money.
Must transfer under the same name + clearly write 'payment for goods' in the remarks to avoid liability.
② 'Bomb Disposal' Technique for Large Withdrawals:
Amount > 50,000: Must verify via video and record the entire process.
Use T+3 merchants; let the money settle for 3 days before it enters your card.
Each transaction should be less than 20,000; multiple transactions in batches are safer.
Even with familiar friends: Sign an agreement + record the entire process!
③ Cash Transaction Bottom Line:
No more than 20,000! Anything more is playing with fire.
Risks of counterfeit money + undercover arrests are high; don't bet your life on it.
📌 Five lifesaving lists obtained through blood and tears:
Withdrawal records backed up in the cloud (kept for 5 years, crucial for survival in key moments)
Regularly delete sensitive chat records (don't let screenshots become evidence of 'money laundering accomplices').
Reserve 6 months of living expenses (so you won't run out of food if your card is frozen).
If possible, definitely get a Hong Kong card to permanently avoid risks.
Don't trust 'instant arrival'; fast = dirty money channel = high risk!
⚠️ Final Advice:
Chinese judiciary clearly states: "Virtual currency transactions are not legally protected". As long as any dirty money is involved, you will face freezing + compensation + warning.
In the crypto world, it's not about making a lot; it's about safely securing your money that makes you a winner.
Withdrawing using a Hong Kong card is always the 'survival hack' for retail investors. Get it done once, and you will have no worries for life.
