A bold and ambitious XRP price forecast is drawing attention across the cryptocurrency space. Shared by prominent X user Cobb and initially sourced from Telegaon, the forecast outlines a potential trajectory taking XRP from below $6 in 2025 to $285.56 by 2050. With improved regulatory transparency and Ripple actively expanding its financial infrastructure, the timing of this prediction couldn't be more appealing.
Long-term forecast: The journey from $5 to $285
According to the data, XRP is expected to trade in a range from $2.75 to $5.87 by 2025, with an average price of $4.16. Just that alone demonstrates a significant increase compared to the current market price, which remains below $1 as of June 2025.
The forecast is becoming increasingly optimistic over time: by 2030, XRP could trade in a range from $36.86 to $48.03, and by 2035, the expected maximum price will reach $87.49. The long-term outlook is even more impressive, with a predicted high of $285.56 by 2050.
Cobb, who posted the spreadsheet on X, describes this forecast as a structured and optimistic roadmap, stemming from the utility expansion of XRP rather than mere speculation. He emphasizes that this forecast reflects a future where XRP becomes a key player in global finance.
Utility, not hype, is driving the vision
Unlike many speculative tokens, XRP's value proposition is based on a real-world application. Ripple, the company behind XRP, has built a strong network of financial partnerships over the years. The company's flagship payment product, On-Demand Liquidity (ODL), uses XRP to facilitate instant cross-border transactions at a cost that is just a fraction of traditional systems like SWIFT.
In December 2024, Ripple continues to strengthen its infrastructure by launching RLUSD, a stablecoin backed by the US dollar. This new addition enhances Ripple's liquidity network and reinforces the case for XRP to become a bridge currency in global finance.
Perhaps most importantly, XRP has achieved significant legal clarity in the United States. In July 2023, Judge Analisa Torres ruled that XRP is not a security when sold on public exchanges, a landmark decision that has removed years of regulatory uncertainty. While Ripple and the SEC are still working to finalize the terms of a settlement by mid-2025, the legal foundation for XRP is now much more stable.
Can XRP reach $250?
For some, XRP priced over $250 seems like a moonshot. But Cobb and others argue that this prediction is not only reasonable but also inevitable if XRP captures even a small portion of the global liquidity flow. Such a valuation would require XRP to play a core role in crypto finance, enabling interoperability between central bank digital currencies (CBDCs) and cross-border payment systems.
Although no forecast can guarantee the future, Cobb's predictions paint a picture of what XRP could become: a bridge between traditional finance and the decentralized economy. This is not just a gamble on price but also on transformation.
As Ripple continues to expand its network and XRP solidifies its role in the digital economy, 2025 could mark the beginning of that upward journey. Whether it takes five years or twenty-five years, Cobb's forecast serves as a clear message: XRP's path to $250 may have already begun.