In-depth analysis of core values
1. Addressing core pain points in the RWA market
- Traditional RWA (real estate/government bonds) investment has high entry barriers (starting at $50,000) and poor liquidity; the HOME protocol uses **fragmented NFTs** to break assets into $10 units, achieving inclusion for retail investors.
- On-chain credit score (H-Score) replaces excessive collateral: Users receive credit limits based on wallet history, with borrowing rates as low as **3%** (compared to Aave's average of 12%).
- Case: A Filipino engineer invests $500 in New York commercial real estate, receiving $27 monthly dividends.
2. Triple capture of token economics
- Core functions of $HOME:
- Income certificates: Hold $HOME to share in protocol revenue (30% of RWA asset interest margin).
- Credit enhancement: Staking $HOME increases H-Score, allowing for higher borrowing limits.
- Governance privileges: Voting to determine asset listings (e.g., Tesla bond NFTization).
- Scarcity design:
- Total supply **10 billion**, 40% released through credit behavior mining, **burning mechanism**: 0.1% of supply destroyed for each on-chain transaction fee.
3. Ecological growth flywheel
- After 90 days online, TVL exceeded **$1.9 billion**, integrated assets include:
- U.S. Treasury bond ETF (annualized 4.9%)
- Singapore commercial real estate REITs (rental dividend 7.2%)
- Partners: **Chainlink** (oracles), **Frax Finance** (stablecoin architecture)
Exclusive airdrop channel
🔥 Participate through my link to unlock triple benefits:
1. Airdrop claim: Complete on-chain credit verification to receive **XXXX $HOME** (value estimated in real-time on the official website).
2. Credit privileges: New users enjoy a **basic H-Score of 650 points** upon registration (ordinary users start with only 500 points).
3. Split commission: Invite friends to receive **8% commission on their earnings + credit score bonus**.
👉 Exclusive channel: exclusive channel
