💰Project Introduction
DeFi App is a full-chain DeFi super application, dedicated to providing users with a seamless decentralized financial experience through smart account abstraction, zero gas cost and intent-driven transaction model. The platform supports public chains such as Ethereum, Arbitrum, BNB Chain, Base and Solana, and integrates cross-chain transactions, perpetual contracts, yield farming and community governance functions. Its core token $HOME is the hub of platform governance and incentives. It was launched on Binance Alpha on June 10, 2025, marking its entry into the mainstream market.
💎Product Architecture and Functional Modules
DeFi App's product design revolves around "full-chain abstraction" and "user experience optimization". The main functional modules include:
Multi-chain transactions and asset management: By aggregating DEX routers such as 1inch, Jupiter, Odos and Bebop, it supports instant cross-chain exchange without the need for traditional cross-chain bridges.
Derivatives trading: Provide perpetual contracts with up to 10x leverage, covering mainstream currencies and meme coins, equipped with automatic funding rate adjustment.
Income Farming and Faction System: Improve user interaction through task-driven "faction strategy", and increase activity through Farming incentives.
Smart Accounts and AI Agents: Based on EIP-4337 account abstraction, users log in through social login or email registration, and Jarvis AI assistant simplifies on-chain operations.
Gas Free Mechanism: The platform eliminates Gas fees through protocol subsidies, which are embedded in transaction costs.
Community Governance: $HOME token holders participate in platform decision-making.
Fiat Currency Channel: Supports payment methods such as credit cards and Apple Pay to lower the entry threshold.
💡Analysis of underlying technical architecture
Full-chain abstraction and cross-chain aggregation:
DeFi App achieves high efficiency and low slippage in cross-chain transactions by integrating multiple DEX routers (1inch, Jupiter, Odos, Bebop). Its core technology is based on off-chain routing optimization and on-chain settlement, bypassing the complexity and security risks of traditional cross-chain bridges. The platform uses oracles and off-chain calculations to ensure price accuracy, while automating the execution of transaction paths through smart contracts.
Account abstraction (EIP-4337):
DeFi App adopts the EIP-4337 standard and implements account abstraction through smart contract wallets. Users do not need to manage private keys or mnemonics, can log in through social login or email, and support 2FA (two-factor authentication) to enhance security. EIP-4337 allows the platform to batch transactions and optimize Gas costs, providing technical support for the zero Gas mechanism.
Intent-driven execution model:
Jarvis AI assistant is based on the intent-driven model. Users only need to enter the transaction target (such as "exchange 1 ETH to SOL"), and the system automatically selects the optimal route and on-chain operation. This model combines natural language processing (NLP) and on-chain execution logic to significantly reduce the complexity of user operations.
Gas free mechanism:
DeFi App eliminates Gas fees through protocol subsidies and technical abstraction. Specific implementations include:
Off-chain subsidies: The platform uses $HOME tokens or protocol reserves to pay the gas cost of the native chain.
Batch transactions: Through the Bundler mechanism of EIP-4337, multiple transactions are packaged and executed to reduce the gas cost of a single transaction.
Gas cost embedded: Gas fees are implicit in the transaction fee, and users do not need to pay directly.
Security design:
The platform adopts multi-signature and modular smart contract design, combined with third-party audits (such as Certik or PeckShield, the specific audit agency is not disclosed) to reduce the risk of vulnerabilities. Social login and 2FA further enhance account security.
🛡️Core advantages and highlights
User experience optimization: Zero Gas, no need for cross-chain bridges, and social login functions significantly reduce the threshold of DeFi, attracting Web2 users and CeFi users to migrate.
Full chain integration: Supports five major mainstream public chains, aggregates multiple DEX routers, and provides efficient and low-slippage trading experience.
AI-assisted: Jarvis AI assistant simplifies operations through an intent-driven model, filling the gap in DeFi user experience.
Community-driven: $HOME's governance mechanism gives users actual control, and 45% of tokens are allocated for community incentives to enhance user participation.
Market validation: Cumulative $11 billion in trading volume and 350,000 users prove product-market fit.
📜Current barriers and optimization space
Barriers:
Technical complexity: Multi-chain integration, zero Gas, and AI assistants require high stability and security, and any vulnerabilities may lead to user asset losses.
User retention: Task-driven users (through Galxe, etc.) may be mainly speculative, and it will take time for core users to settle.
Regulatory risks: The lack of KYC and fiat currency deposit functions may cause compliance issues in some regions.
Optimization space and solutions:
Technical stability:
Problem: Multi-chain operations and AI assistants need to undergo long-term mainnet verification, and a comprehensive audit report is not currently available.
Solution: Work with top auditing agencies to publish audit reports regularly; implement stress testing to ensure stability under high transaction volume; deploy on-chain monitoring systems to detect abnormal behavior in real time.
Insufficient transparency:
Problem: Incomplete disclosure of token lockup details and financing purposes may affect investor confidence.
Solution: Release a detailed token economics white paper, disclose lockup and release plans; regularly update financing usage to enhance community trust.
User retention:
Problem: Speculative users may be lost due to the end of airdrops.
Solution: Launch long-term incentive plans (such as staking $HOME to get revenue sharing); develop social features (such as upgrading the faction system to an NFT-driven community) to enhance user stickiness.
Regulatory compliance:
Problem: No KYC and fiat currency deposits may trigger regulatory review.
Solution: Introduce optional KYC processes to meet the needs of sensitive regions; cooperate with compliant fiat currency channel providers to reduce regulatory risks.
🔗Summary and Analysis
DeFi App's technical architecture (EIP-4337, intent-driven model, DEX aggregation) is ahead of traditional DeFi platforms in user experience and technological innovation. Its zero gas and AI assistant functions fill the gap in the industry and are of great significance to promoting the mainstreaming of DeFi. The current barriers are mainly concentrated in technical stability and transparency, and the team needs to solve these problems through audits, disclosures and long-term incentive plans. If successfully optimized, DeFi App is expected to become the "operating system" in the DeFi field, providing user-friendly and efficient financial infrastructure for the crypto industry. The improvement of its ecological closed loop will further consolidate $HOME's value capture capabilities and promote DeFi to expand to a wider user group.
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