In Nigeria’s fast-evolving digital financial landscape, mobile banking apps have become essential tools for enhancing customer experience, expanding access, and deepening financial inclusion.
These applications empower users to conduct a wide range of banking transactions — from transferring funds and paying bills to accessing loans and submitting service requests — all without visiting a physical bank branch.
While both the Apple App Store and Google Play Store host these banking apps, only the Play Store publicly displays download metrics, offering a useful gauge of mobile banking adoption.
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TL;DR
Access Bank, UBA, and First Bank top the chart with 10M+ app downloads each.
Zenith Bank and GTCO trail closely at 5M+.
All others, including Sterling and FCMB, have crossed the 1M mark.
The growth underscores Nigeria’s rising mobile-first financial ecosystem.
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Below is a ranking of the top 10 most downloaded Nigerian banking apps on the Google Play Store, based on May 2025 statistics:
Sterling Bank – 1M+ Downloads
App: OneBank
Rating: 3.8
Last Updated: May 15, 2025
Latest Version: 3.0.0
OS Requirement: Android 9+
Size: 68.07 MB Features: Money transfers, bill payments, investment options, loan applications.
9⃣ Fidelity Bank – 1M+ Downloads
App: Fidelity Online Banking
Rating: 3.8
Reviews: 46,000+
Last Updated: April 29, 2025
Latest Version: 5.6.50
OS Requirement: Android 5.0+ Key Features: Real-time balances, transaction history, cheque deposits, card management.
8⃣ Keystone Bank – 1M+ Downloads
App: KeyMobile
Rating: 3.9
Last Updated: May 9, 2025
Latest Version: 5.1.21 Includes: Fund transfers, bill payments, loan and investment management.
7⃣ FCMB – 1M+ Downloads
App: FCMB Mobile
Rating: 4.1
Last Updated: May 17, 2025
Latest Version: Not listed
OS Requirement: Android 7.0+
Size: 47.32 MB Highlights: Instant account opening, digital onboarding, full-service banking.
6⃣ Wema Bank – 1M+ Downloads
App: ALAT
Rating: 4.2
Reviews: 43,000+
Last Updated: April 17, 2025
OS Requirement: Android 8.0+
Size: 106 MB Offerings: Digital account creation, loans, airtime, transfers, and bill payments.
5⃣ Zenith Bank – 5M+ Downloads
App: Zenith Bank Mobile
Rating: 3.9
Reviews: 46,000+
Last Updated: August 15, 2024
Latest Version: 2.16.24 Functionality: Balance checks, fund transfers, bills, and other essential banking tools.
4⃣ GTCO – 5M+ Downloads
App: GTWorld
Rating: 4.0
Reviews: 130,000+
Last Updated: June 3, 2025
Latest Version: 6.2.3
OS Requirement: Android 7.0+ Functions: Fund transfers, airtime purchases, bills, biometric login.
3⃣ UBA – 10M+ Downloads
App: UBA Mobile Banking
Rating: 3.9
Reviews: 250,000+
Last Updated: April 6, 2025
Latest Version: 8.2.29 Tools: Multi-account management, biometric login, secure transactions.
2⃣ First Bank – 10M+ Downloads
App: FirstMobile
Rating: 4.2
Last Updated: December 12, 2024
Latest Version: 2.10.5
OS Requirement: Android 7.0+ Capabilities: Full suite of financial services, from transfers to airtime purchases.
1⃣ Access Bank – 10M+ Downloads
App: Access More
Rating: 4.5
Reviews: 590,000+
Last Updated: December 2, 2024
Latest Version: 3.0.1
Size: 68 MB Services: 24/7 access to account balances, airtime purchases, bill payments, money transfers.
Why This Matters
The surge in mobile banking app downloads reflects the broader trend of digital transformation across Nigeria’s financial services industry. With over 60 million smartphone users in Nigeria, mobile apps have become critical infrastructure for banks aiming to stay competitive, especially in a fintech-dominated landscape.
As Nigeria moves forward with initiatives like the cNGN stablecoin and real-time payment systems, mobile banking apps will remain at the forefront of financial inclusion and innovation.
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