🔥 XRP’s $21 Trillion Dream? Here’s the Math Behind the Hype!

Ripple CEO Brad Garlinghouse recently dropped a bomb at the XRPL Apex event — saying XRP could handle 14% of SWIFT’s global payment volume within 5 years. That’s no small claim.

💸 SWIFT processes ~$150T annually

➡️ 14% = $21T per year

💥 That’s about $58B a day in potential volume for XRP!

Garlinghouse stressed that real-time liquidity > outdated messaging systems, making XRPL a perfect fit for global money movement.

🧠 According to xAI’s Grok:

• Year 1 estimate: $4.2T volume

• Scales up over 5 years

• XRP might need $700B liquidity to support that

📊 Possible XRP price targets?

• $12 based on utility and liquidity cycles

• $18–$24 with institutional adoption + real-world use cases

But the big question remains:

If XRP gets 14%... who takes the other 86%? 🤔

🔗 Chainlink?

🌐 Interoperable blockchains?

🚨 Not financial advice — just real numbers + big potential.

What’s your take? Could XRP rule global payments?