#卡尔达诺稳定币提案

🔥 #Cardano Stablecoin Proposal｜Djed Upgrade Shocks Coming: Is ADA's Ecosystem's ‘De-Dollarization’ Nuclear Weapon a Paper Tiger?

Core Highlights of the Proposal

The Cardano Foundation's latest white paper reveals the launch of "Djed Over-Collateralized Stablecoin 2.0," targeting the three major pain points of current stablecoins:

1️⃣ Innovation in Collateral:

- Accepting ADA+WBTC+ETH multi-asset collateral (customizable ratios) to avoid liquidation waves caused by the crash of a single asset

- Collateral ratio up to 350% (compared to MakerDAO’s 150%), drastically reducing de-pegging risk during extreme volatility

2️⃣ Dual Algorithmic Shield:

- Dynamic Rates: When ADA’s price fluctuates >15%, the borrowing rate automatically spikes to 25% APR to suppress panic redemptions

- Arbitrage Bot Fund: The protocol reserves $50 million ADA to reward arbitrageurs anchoring exchange rates, smashing short-seller attacks

3️⃣ Decentralized Governance Impact:

- Stablecoin parameter adjustments determined by ADA stakers' votes (not monopolized by whales), the first proposal will vote on “whether to introduce physical gold collateral”

Ultimate Ambition of the ADA Ecosystem

✅ Payment Revolution:

- African partner World Mobile will use Djed to settle cross-border phone charges, saving 85% in fees for 5 million users

- On-chain testing data: Processes 2,000 stablecoin transactions per second, fee $0.001

✅ DeFi Nuclear Explosion:

- MinSwap has reserved $200 million liquidity pool, providing 45% APY rewards for Djed/ADA trading pair

- Oracle Upgrade: Inputs from 7 major exchanges + on-chain data for mixed pricing, preventing manipulation

Controversies and Challenges

⚠️ Risk of Collateral Implosion:

- If ADA drops 30% in a single day (like in May 2021), it could trigger a $1 billion chain liquidation

- Compared to USDC’s cash + treasury reserve, Djed is still considered a “high-risk stablecoin”

Regulatory Crackdown:

- The U.S. SEC has clearly warned that “algorithmic stablecoins are securities,” Djed may face collective delisting from European and American exchanges

When “decentralized belief” clashes with “regulatory iron fist,” will Djed become the universal blood pump of the ADA ecosystem, or the next UST?

#CardanoStablecoin #DjedRevolution #AlgorithmicStablecoinBet