#卡尔达诺稳定币提案 Building a Native Stability Foundation

The Cardano community is currently discussing a key on-chain governance proposal: the introduction of a native, decentralized over-collateralized stablecoin solution.

This proposal aims to directly address the current lack of a strong, native stablecoin in the Cardano ecosystem. Its core mechanism allows users to over-collateralize assets such as ADA to generate stablecoins pegged to the value of fiat currencies (like the US dollar). **Over-Collateralization** aims to ensure the value stability of the stablecoin and the system's risk resistance capability.

The key innovation lies in its design, which seeks to operate entirely on-chain and be driven by community governance, emphasizing decentralization and transparency while avoiding reliance on a single entity or external oracle risks.

If the proposal is implemented, it will inject critical infrastructure into the Cardano ecosystem, significantly enhancing the usability, capital efficiency, and user attraction of DeFi applications (such as DEXs and lending protocols), further promoting ecological prosperity. This is an important step on Cardano's development path and deserves attention.