Payments infrastructure provider and USDC stablecoin issuer Circle announced that it has announced the launch of USDC on the XRP Ledger (XRPL) mainnet, marking the stablecoin’s availability to developers, institutions, and users without requiring a bridge. With this integration, USDC can now be accessed directly through Circle Mint and Circle APIs on XRPL, enabling streamlined liquidity access and utilization of the ledger’s performance features.
The XRPL operates as a decentralized Layer-1 blockchain, optimized for the issuance and exchange of tokenized assets, including both digital currencies and traditional financial instruments. It is supported by a global ecosystem of contributors, including independent developers, validators, and organizations such as the XRPL Foundation, XRPL Labs, XRPL Commons, and Ripple. Since going live in 2012, the XRPL has handled more than 3.3 billion transactions across a variety of sectors and applications.
USDC Integration On XRPL Expands Use Cases Across Payments, DeFi, And On/Off-Ramps
Through Circle Mint and Circle APIs, exchanges, digital wallets, institutional participants, and developers can now access USDC on the XRPL to support various use cases. These include enabling near-instant global payments and remittances, developing decentralized finance applications such as asset swaps, trading platforms, and credit protocols, and facilitating low-cost conversion between fiat currencies and digital assets.
Access to USDC on the XRPL for businesses is available by registering for a Circle Mint account, which provides fiat-to-USDC on/off-ramp capabilities. Smaller institutions and individual users can obtain USDC through third-party providers listed on USDC.com. Developers interested in building on the XRPL with USDC can utilize resources such as Circle’s Faucet for testnet tokens or consult available developer documentation. USDC operates as an open-source protocol with no permission requirements, allowing unrestricted integration into XRPL-based applications.
USDC is now live on the XRP Ledger (@RippleXDev)!
With the launch of native @USDC on the XRPL, developers, institutions, and users gain the support of the world’s largest regulated stablecoin.
Enterprise B2B payments: Use USDC for global money movement and improve capital… pic.twitter.com/WjXr7ui2Kp
— Circle (@circle) June 12, 2025
Circle functions as a global financial technology firm that offers infrastructure to facilitate the use of digital currencies and public blockchain networks in areas such as international payments, commerce, and financial services. Its platform supports the issuance and operation of regulated stablecoins, including USDC and EURC, through licensed subsidiaries. The company is positioning its platform to become one of the most comprehensive and widely utilized stablecoin systems in the market.
Recently, Circle has completed its transition to a publicly traded entity and is now listed on the New York Stock Exchange under the symbol CRCL.
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