At the XRP Ledger Apex 2025 summit, Ripple CEO Brad Garlinghouse stated that the XRP Ledger is expected to capture 14% of SWIFT's global liquidity within five years. He emphasized that XRP is used to drive liquidity, not to replace the SWIFT messaging system. Ripple also announced the EVM sidechain and support for asset tokenization such as U.S. Treasuries, expanding its financial infrastructure layout. (BeInCrypto)