#CryptoRoundTableRemarks

DeFi: Open Source Protection or Bank-like Liability?

The regulation of DeFi is advancing, but there is a key debate:

🔹Should developers be treated as…?

✅ Open source (no liability) → Encourages innovation.

✅ Financial intermediaries (with regulation) → Protects users.

📌 The most relevant points:

1️⃣ Real decentralization = less regulation (e.g. Uniswap).

2️⃣ Centralized control = more compliance (KYC/AML).

3️⃣ Clear audits and governance reduce risks.

4️⃣ Regulatory sandboxes could balance innovation and safety.

💡 The future requires a flexible approach: protect good-faith builders, but apply rules when there is custody or systemic risks.

What do you think? Should regulation adapt to the level of decentralization? 👇

#DeFi #Regulation #Blockchain

*(Based on analysis of regulatory trends such as MiCAR (EU) and SEC approaches).*

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