Hello! This is Nastya — the project director of TCP-MARKET.
The Ministry of Finance has published preliminary results of budget execution for January–May 2025. This is not just a report — it is an indicator of where the economy is headed, and what strategy citizens and businesses should choose to avoid losing in a game where the rules are constantly changing.
📉 What did we see in the budget?
Non-oil and gas revenues fell by 14.4% — a decline was expected, but compensation through a weak ruble did not work.
The ruble has strengthened, contrary to expectations (planned 96.5, now approximately 82).
Non-oil and gas revenues are growing — due to pressure on businesses and increased fiscal control.
The budget deficit is already 3.39 trillion rubles, and it is planned to expand to 3.79 trillion.
Expenditures are rising, especially in defense. This increases inflationary risks.
The Bank of Russia is not yet ready to soften its policy — the rate is high, and the reduction has been "decorative".
📌 How is this related to TCP-MARKET?
1️⃣ The fiscal pressure will grow
The state is looking for revenue, and the main bet is on legitimizing private transactions, increasing taxation, and controlling the turnover of funds.
TCP-MARKET offers:
The model of digital settlement obligation (TCPcredit), which is not subject to currency control.
The ability to conduct transactions anonymously, especially between countries.
Using an agency model — which reduces the direct burden on business.
The absence of the need to hold currency or rubles in accounts — everything goes through the platform.
> The stronger the pressure from the fiscal state grows — the more necessary the tools of alternative settlement infrastructure.
2️⃣ The ruble is stronger than the economy needs
A strong ruble is a minus for exports and the budget. Probably, in the second half of the year, the authorities will seek ways to lower the exchange rate — directly or indirectly.
What does TCP-MARKET offer?
Currency diversification without conversion. TCPcredit is nominally expressed in dollars, euros, rubles, yuan, but stored uniformly.
All calculations within TCP-MARKET are recalculated through TCPcent — which means you are not tied to a specific rate.
The ability to use a multi-currency wallet without the restrictions of banks and exchangers.
> Even if the ruble is "crushed" in the fall — within TCP-MARKET the user is already protected from exchange rate fluctuations in advance.
3️⃣ High rate → expensive money → economic slowdown
It is becoming increasingly difficult for businesses to take loans, launch new ventures, and invest. Meanwhile, the Bank of Russia is holding back the rate, fearing inflation.
What TCP-MARKET does:
Domestic lending based on TCPcredit (internal loans, installments).
The model of non-bank capital turnover between users.
Trade in goods, services, and debt obligations outside the ruble credit system.
> When banks "freeze" — systems like ours allow businesses to breathe.
4️⃣ External risks and conflicts are dragging on
Defense spending indicates that geopolitical tension persists. This creates risks for international trade, currencies, and contracts.
And TCP-MARKET is originally a project with an international architecture.
The entire system is designed to work between countries, even if there is no SWIFT, banks, or trust between them.
Users gain the ability to work under contract, through arbitration, use internal settlement guarantees and insurance.
> When foreign policy is unstable — it is especially important to have a secure internal gateway. This is TCP-MARKET.
💬 What should the user do?
🔹 To the entrepreneur:
Transferring part of the settlements to TCPcredit — this bypasses currency and tax restrictions.
Use TCPcent — as "fuel" for transactions, advertising, logistics.
🔹 To the individual:
Store assets not in rubles, not in dollars — but in TCPcredit, which can be quickly converted if necessary.
Use TCP-MARKET as a platform for exchange, purchasing, protecting capital.
🔹 To the investor:
Watch for the expansion of the platform — alternative economy on the rise.
TCPcent is not just a token; it is a mechanism of resilience in conditions of unstable monetary policy.
✅ Conclusion:
We are moving towards a rigid tax system with expensive money and weak growth. But in this picture, instruments that operate in parallel, outside the banking and tax structure — cleanly, transparently, and conveniently — are becoming more prominent.
💬 And the budget really gives hints. We just hear them earlier.
This was Nastya with you. See you at TCP-MARKET — where money works differently. And don't forget to subscribe and like. It's nice to write when you see feedback.
