Ripple Labs – the largest holder of XRP, owning a significant portion of the tokens (about 50% of the total supply), which are held in escrow and released gradually to maintain market stability.
Jed McCaleb – co-founder of Ripple Labs, holds a significant amount of XRP obtained upon leaving the company. His sales are restricted by an agreement with Ripple to avoid market impact.
Chris Larsen – another co-founder of Ripple Labs, is among the largest individual holders of XRP due to his role in the company.
Brad Garlinghouse – the current CEO of Ripple, owns 6.3% of the company's shares and additional XRP tokens, making him one of the richest holders. His net worth is estimated at around $9.5 billion.
Cryptocurrency exchanges – such as Binance, Coinbase, and Bitstamp, hold large volumes of XRP to ensure liquidity and trading.
Lack of data on princes and presidents: There is no confirmed information that any well-known politicians, presidents, or royal family members (e.g., princes) own XRP. Mentions of such figures in the context of cryptocurrencies are often speculation or fraudulent schemes, like the case of hackers impersonating a Saudi prince to promote meme coins.
Whales and anonymous holders: Among the large holders of XRP are so-called "whales" – anonymous addresses holding millions of tokens, one address that we cannot publish holds 110 million XRP, and the identities of the owners of such wallets are unknown.
