📚 What is a CBDC? Discover the Central Bank Digital Currency! 💰
Have you heard about CBDC? This acronym comes from English Central Bank Digital Currency and represents the digital version of a country's official currency, issued by the Central Bank itself. 🔐
💡 But what does this mean in practice?
Unlike cryptocurrencies like Bitcoin or Ethereum, which are decentralized, CBDCs are centralized and regulated by the government. It's like the money you use every day gaining a 100% digital, secure, and traceable version.
✅ Main objectives of a CBDC:
Facilitate fast and cheap digital payments
Reduce the use of cash
Expand financial inclusion (especially for those without access to banks)
Increase control and transparency in transactions
🌎 Examples around the world:
🇧🇷 Brazil: is developing DREX, its own digital currency
🇨🇳 China: is testing the e-Yuan in several cities
🇪🇺 European Union: is working on the digital euro
🇺🇸 USA: is studying the digital dollar
⚠️ Important: CBDC is not cryptocurrency, but it is a clear sign that the world is moving towards the total digitization of money.
So, what do you think about CBDCs? Do they help or threaten cryptos? Comment below! 👇
