Back in mid-2020, this altcoin was struggling to regain traction. The cryptocurrency market was slowly recovering from the downturn of 2018, and XRP had lost favor with many investors due to regulatory uncertainty and slower performance compared to Bitcoin and Ethereum.

But over time, it has proven its resilience. Legal battles, market cycles, and waves of speculation have eventually given way to renewed interest from institutions and broader discussions about utility. After fluctuating between $0.20 and $1.00 for many years, XRP surpassed the $2 mark, marking one of the strongest comebacks in recent memory.

If you bought $1,000 worth of XRP on June 8, 2020, when the price was just $0.2034, you would have accumulated about 4,916 tokens.

Source: CoinMarketCap

Fast forward five years to June 8, 2025, and XRP is trading at $2.20 each. That means your investment is now worth:

4,916 XRP × $2.20 = $10,815.20

That’s an investment return of 981.5%, turning a $1,000 investment into over $10,800—without any trading, staking, or leverage.

Key Takeaway: Patience Will Be Rewarded in Cryptocurrency

Although XRP hasn’t delivered overnight wealth like some other altcoins, it has rewarded long-term holders who weathered the volatility. A simple $1,000 investment in 2020 would have grown to nearly 11 times the initial capital—a powerful reminder of what time and faith can achieve in the cryptocurrency market.