1. Exchange Fees
Spot Trading
Standard fees are 0.10% for both makers and takers. If you opt to pay using BNB, you receive a 25% discount, bringing rates down to **0.075%** .
Futures Trading (USDⓈ‑M & COIN‑M)
Maker fees start at 0.02%, with taker fees at 0.04%–0.05% for VIP 0 users. Paying with BNB on USDⓈ‑M yields a 10% discount, so taker fees drop to **0.045%** .
Other Trading
Includes options, margin, P2P, convert, and NFT markets—each with its own structure. For instance, options take 0.03% for both maker and taker, and spot margin fees mirror standard spot rates .
2. Deposit & Withdrawal Fees
Deposits
Crypto deposits are free, except for small burns on specific tokens (e.g., Terra Classic). Fiat deposit fees vary: SEPA is ~€1 flat, card payments ~1–3%, depending on the region and method .
Withdrawals
Fees vary based on crypto and network. For example, Bitcoin withdrawal costs 0.0002 BTC (minimum 0.0004 BTC). USDT on TRC20 is around 1 USDT, while ERC20 networks are pricier .
3. VIP Program Discounts
Binance offers nine VIP tiers that slash fees as you increase your 30-day trading volume and maintain BNB holdings.
Spot: VIP 1 can reduce maker/taker rates to 0.09% / 0.10%, and by VIP 9, fees can drop to ~0.011% maker, 0.023% taker (even lower with BNB) .
Futures: VIP levels further lower fees—plus occasional promotions like zero-fee USDC‑margined contracts .
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💡 Tips to Minimize Fees
1. Pay with BNB – get 25% off spot and 10% off futures fees.
2. Boost your VIP level by increasing trading volume and BNB balance.
3. Use efficient networks (e.g., TRC20, BEP20) for withdrawals to avoid high ERC20 fees.
4. Leverage promotions, zero-fee pairs (like BTC/USDT), or P2P options .
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🔍 Bottom Line
Spot fees: 0.10% ⇒ 0.075% with BNB
Futures fees: Makers at 0.02%, takers at 0.04–0.05%, reduced further with BNB
Deposits: Generally free for crypto; fiat may incur small fees
Withdrawals: Vary by coin + network (e.g., 1 USDT on TRC20)
VIP & BNB: Stacks to massively reduce your fee burden
For the most accurate and up-to-date fees, always check Binance’s official “Deposit & Withdrawal Fees” and “Fee Schedule” pages before trading.
