The possibility of stablecoins becoming the default method of global payment: Stablecoins have advantages such as relatively stable prices, low transaction costs, and fast settlement speeds. In 2024, stablecoins facilitated over $27.6 trillion in transactions, surpassing the total of Visa and Mastercard combined. With the gradual improvement of regulations, such as Hong Kong becoming the world's first financial center to comprehensively regulate stablecoins, the development environment for stablecoins will become more favorable.