💵 What is $USDC and what is it needed for?
USDC is a stablecoin pegged to the US dollar at a 1:1 ratio.
🔹 Issued by Circle in partnership with Coinbase
🔹 Supported on the Ethereum, Solana, Base, Avalanche blockchains, and others.
📌 Key advantages of USDC:
– 💯 Transparent reporting (reserves are audited)
– ⚡ Fast and cheap transfers (especially on L2 networks)
– 🌍 Used in DeFi, trading, cross-border transfers
⚠️ But remember:
– USDC = centralized stablecoin
– It can be frozen by Circle's decision
– Dependent on the American financial infrastructure
📊 Conclusion:
A reliable tool for capital storage and settlements, but not ideal for those seeking absolute decentralization.