#BigTechStablecoin technological companies are actively exploring the field of stablecoins. These digital assets are pegged to the value of fiat currencies (for example, the US dollar) and allow for transactions without high volatility. Initiatives by companies like Meta or Google could significantly change the financial landscape by creating next-generation global payment systems. However, this also comes with risks – monopoly, control over personal finances, and influence on state monetary policy. Therefore, it is important to analyze these projects critically.