#BigTechStablecoin this is a new era of digital currencies, where technology giants like Apple, Google, or Amazon create their own stablecoins backed by fiat currency or assets. Such coins can radically change the financial system: speeding up transactions, lowering fees, and increasing corporate control over payments. Potentially, they could become a competition for banks and even government digital currencies (CBDC). However, risks arise: monopolization, loss of privacy, impact on monetary policy. This is not just convenience but also a challenge for the global financial order.