#BigTechStablecoin

Big Tech stablecoins are stable cryptocurrencies developed or supported by large technology companies, such as Meta (formerly Facebook), Google, or Amazon. Unlike volatile cryptocurrencies like Bitcoin, stablecoins are pegged to stable assets — usually fiat currencies like the dollar — ensuring less price variation. The aim of these giants is to facilitate global digital payments, reduce transaction costs, and increase financial inclusion. A notable example was Libra (later Diem), a project by Meta, which faced strong regulatory resistance and was ultimately discontinued. Despite this, the interest of Big Techs remains, given their global reach and robust technological infrastructure. If successful, these stablecoins could transform the traditional financial system, challenging banks and governments. However, issues such as privacy, data monopoly, and regulation continue to pose obstacles. The advancement of these currencies depends on the balance between technological innovation and social and financial responsibility.