$USDC
USD Coin ($USDC) is a fully backed stablecoin pegged 1:1 to the US dollar, issued by Circle with regular audits for transparency. It’s widely used in trading, DeFi, payments, and NFTs, offering fast, low-cost transactions across multiple blockchains. Unlike $USDT, $USDC is regulated and transparent, making it a preferred choice for institutions. However, regulatory scrutiny and centralization concerns remain challenges. As crypto adoption grows, $USDC continues to bridge traditional finance with blockchain technology, solidifying its role in the digital economy.