#BigTechStablecoin Stablecoins are becoming a practical tool for everyday transactions, offering stability that volatile cryptocurrencies lack. Pegged to assets like the US dollar, coins like USDC and Tether are used for online purchases, peer-to-peer payments, and even salaries in some crypto-friendly companies. Their low transaction fees and fast settlement times make them appealing for microtransactions and cross-border transfers. In DeFi, stablecoins power lending and savings platforms, providing predictable returns. However, widespread adoption hinges on user trust, regulatory clarity, and seamless integration with existing payment systems. Stablecoins could soon rival traditional money for daily use, transforming how we pay.