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The landscape of the digital economy is changing globally. Imagine a dollar-backed currency from a company like Google or Apple, used for payments within its apps and services seamlessly. These currencies will offer faster transactions, lower fees, and an integrated user experience. However, they may raise significant regulatory concerns, especially regarding privacy and financial dominance. If realized, it would be a major step towards integrating technology and finance, and it would open the door to a new economic system dominated by private companies. The future of digital currencies may not only come from banks or governments but also from Silicon Valley.