$USDC Tech giants accelerate the layout of stablecoins, pushing this field from financial tools to infrastructure transformation. Their strategic intentions and potential impacts can be analyzed from the following dimensions:

1. Payment ecosystem reconstruction

Meta plans to integrate stablecoins into platforms such as Instagram, supporting cross-border payments and the creator economy; Stripe launched stablecoin accounts covering 101 countries and the programmable stablecoin USDB, and connected to the Visa card system. By reducing the costs of traditional payment networks (transaction fees from 3-5% down to 0.1%) and improving efficiency (settlements shortened from days to seconds), they aim to capture the market. These actions are intended to build a new payment closed loop, breaking the monopoly of traditional systems such as SWIFT.