The Potential and Challenges of Stablecoins Becoming the Default Method for Global Payments

Core Advantages Drive Accelerated Penetration

1. Revolution in Efficiency and Cost

Traditional cross-border payments rely on the SWIFT system, taking 2-3 days and incurring fees as high as 3%-4%; whereas stablecoin payments can be compressed to under 30 seconds, with costs reduced to a thousandth. For example, Tianyang Technology's solution has achieved real-time conversion of stablecoins to fiat currency, covering Visa/MasterCard global merchants.